@Mike Walker While I'm planning on living in the Austin area, essentially because of the all of the things that make it a great place to live (music, culture and diversity), I was actually leaning toward working the San Marcos/San Antonio market!

My sister and I run a music school and hope to eventually have our own building.

The lender needs to appraise the build based on the plans and specs to come up with an estimated value, see the money available from the borrower to establish an initial LTV.Next thing, if you friend is not a builder no bank is going to make a loan without a builder/contractor involved, no one loans a music teacher money to go build their collateral who has no building experience.

@Chris Music I just accepted your colleague request and I sent you a message.

They play loud music, smoke weed and their dog craps on your lawn?

Hey, there is a music festival at the beach near 24th- maybe we could meet up and discuss- shoot me a PM.

Then I just pressed play on the "Google Music" app on my phone (Android) and it played through my car speakers. 

Podcasts are my main method of listening to new music, the news, educational/informational stuff, and makes my 1.5-2 hour daily commute feel a bit more worthwhile.When I was in high school, my stepmom (then Real Estate Agent) was doing a lot of BPOs (Broker Price Opinions), and I helped her out by driving around Southern California taking pictures of properties, then bringing them home to her.

So in my learning phase, I used to listen to music in my office throughout the day, but now I go throughout the day listening to @Joshua Dorkin and Brandon on BP podcast!

When you look at different guru systems as individual techniques things can be overwhelming and seem complicated.RE flows like music.