Our goal is to secure the best possible loan-to-value (LTV) ratio, ideally around 80%.

Flipping can be profitable if done right, but it can be time-consuming which may not be ideal if you have a busy day job. 

You will have to put them all into a single LLC a week or two before closing, ideally they are geographically close together. 

I would say accountants have to gain here as well, I would add the entity doesn't result in better tax treatment, ideally, it is not done (in general).

Sounds like an ideal place for you to share and consume knowledge.

Purchase price: $645,000 Cash invested: $32,250 1 bedroom villa is an ideal beach getaway.

I would say local property management company is ideal so you learn the legal compliancy, too, BUT we also have many virtual non-local employees that are amazing at their job and have learned a lot in property management even if it's not in the state they live and own their own rental property in. 

Purchase price: $645,000 Cash invested: $32,250 New to the rental program, this charming 1 bedroom villa is an ideal beach getaway.

Ideally there would be a number for tenants to call, they would take the calls and deal with them.

Ideally, I wpuld like the 6.85% without the penalty.