Is it still included in the bonus material?

If I can do more once I get my feet wet then bonus.

Examples of income of this type include income from hourly workers with fluctuating hours, or income that includes commissions, bonuses, or overtime.History of Receipt: Two or more years of receipt of a particular type of variable income is recommended; however, variable income that has been received for 12 to 24 months may be considered as acceptable income, as long as the borrower’s loan application demonstrates that there are positive factors that reasonably offset the shorter income history.Examples of positive compensating factors that we like to see (1-3 will generally do it)...Employed in same line of work.Makes sense from a common sense perspective, like someone is returning to the workforce after being a stay at home parent for a while.Recently finished some training or education program that lines up with the new line of work.Low DTI.Great credit.Income trending upwards. 

Scenario 1: Buy multiple cash flowing properties in the Midwest and keep renting in NYC- Earn 15% cash-on-cash return per year = $30k per year x 10 years = 300k profit - Very modest appreciation (let's say 100k to be generous) - Total profit = 300k + 100k = 400k (I'm being very generous here)- Keep in mind if you sell the homes at the end of the 10 years all your profit is taxable since you don't live in the properties.

..once you are negotiating with the bank and agree on a NET PRICE to them, you can boost the purchase price adding in all rehab costs as part of the deal..you can even have the bank give your Buyers Agent Realtor a $2000 bonus which in most states your realtor can REBATE to you on the closing statement (limited to a max of up to 1% of the agents usual 3% commission..so there's probably a few extra bucks going to your realtor in the end and she will love you for that. 

We even got a bonus surprise when we pulled the carpet and discovered some awesome 60's, rock print, green vinyl underneath. 

Cash-flow; When I'm living in the property - 1500$, when I move out w property management included 800$ on 3 unit multifamily with a finished basement. 3 over 3 over 3. 1900$ rent per unit after rehab which was generously estimated at 30k.

It's more of a cultural thing than a normal cleanliness thing, guess.Getting to know and network with a REI Investor would be a bonus, but obviously not required.  

Finding all this work to be really fun is just an added bonus. 

We got in for the same price range we were looking for in an SFR, so we treat the rental income as bonus savings for now.