If not, I'd appreciate any advice on how to set this up effectively.

For beginners, it removes the pressure of meeting strict income requirements, and for experienced investors, it provides the ability to scale their portfolio more easily.How to Use DSCR Loans Effectively in Real Estate InvestingTo make the most of a DSCR loan, it's important to choose properties with strong rental income potential.

Maybe you just haven't found a lawyer who isn't a wimp. lolJust trying to show some of the other effects you may not be considering, if you settle.

It’s just the valuation.If I don’t fight this valuation, I am paying taxes on a higher assessed value than what I bought it for a year ago (they do 5 year assessments) and it’s effectively a 40 percent increase in taxes vs 2017.

I self manage my units so my views are more related to the actual work of property management rather than communicating results to property owners.The most important factor in successful property management is not a personal quality or trait, it's having EFFECTIVE processes in place to support the business.

What types of funding structures have you found most effective for scaling your real estate portfolio?

The effects may re-appear, but it's very unlikely to almost never that the causes are why. 

It will be a more cost effective rate than a Heloc.

If you are to the point where you are feeling the effects of too many personal loans, you will start seeing the ability to qualify with a conventional product becoming more difficult.

As you may have been aware, this duplex was purchased by me on [CLOSING DATE], and the resulting change in ownership will take full effect today, [TODAY’S DATE].