v=2BNfRtb7TgY I've had people try to 'negotiate' away their PMI with me using a BofA quote (I've seen that article you linked many times, it was a great paid advertisement ahem excuse me 'news article' that went viral), and it's always identical to LPMI given the pricing on the day the "no PMI" Loan Estimate was generated.

I've never purchased a deal this big.Here's the basic deal:I have the option to purchase 6 almost identical duplexes as a package for $770k.  

The property has 4 identical units, 2 up and 2 ground level. 

(Unless identical ones sell for $160k+). 

Cap rate is also determined by a market: identical properties in San Francisco and Rochester will sell for wildly different prices, and depending on who you ask, the "better" Cap rate might be 3% or 12%. 

I would think but I will check that your identity is somewhat protected by the board. to mitigate that problem. 2.

I have a duplex with identical 4/2 units.

Meaning when you are driving and identity a home that looks run down to you it may not be.

@Rebecca Shine - I have an identical situation to you, house hacking a duplex, I live in a 2 bedroom and rent out the 1 bedroom, so the units are similar in size, but mine is slightly larger. 

Any fraudster can go online and get a anonymous VOIP phone number to hide their identity...