I agree with you, this is an arguable damage at sensitive location. 

Now, after you do 20 deals with an HML guy, you might get him to do 100% if they trust and have confidence in the borrower and property.......and as long as they aren't losing money on idle funds.Point is, HML risks are much lower than conventional lending and the rate is not that risk sensitive. :)

I utilized Brian Eastman of Safeguard Advisors to assist me with the setup.

If they (they young couple, not the parents) come back with a very strong interest, I may entertain some of the safeguards mentioned above making the parents responsible (e.g., have both sets of parents screened and co-sign etc) rather than face a long term vacancy.

Guess I'm a little too sensitive.

I implemented special safeguards in my screening to eliminate any applicant I deem a risk.

The entry point is higher than rehabbing (depending on the definition of rebabbing) and it's more sensitive to economic downturns.

What the tenant considers noise may be an overly sensitive ear to a form of music they don't appreciate.Either way, I'd stay out of it as the landlord.

When I try to keep it professional and just about the issues she is having, I'm accused of not being sensitive to her tenant needs or understanding. 

The owners don't want you there if your not working for them, you had access prior to keys and other sensitive materials so they want you gone...