
30 June 2024 | 5 replies
It's dangerous, deadly and costly.

1 July 2024 | 12 replies
Stocks, moving out of any overseas investments.

29 June 2024 | 26 replies
Had multiple excuses why late including the truck had a dead battery and pouring rain.

2 July 2024 | 73 replies
It wore me out trying to do that and my day job and I even had a great cleaning lady that I could trust to keep the place stocked and prepped.I have been looking for an AirBnB Manager in Atlanta, asked around, Googled, by I can't find anyone other than individuals that think they might be able to do it maybe.

2 July 2024 | 108 replies
Note: licensed REA, not a junkie wholesaler off the street, knowing full well that I was an investor/rehabber ,in it to make some money, was trying to sell it to me with inflated ARV based on almost irrelevant comps since the RE market was dead in the area.

29 June 2024 | 20 replies
Go for professional (if you are dead set on failing misserably with DMM that is...).But good luck though :)

28 June 2024 | 14 replies
My dead-end jobs before real estate helped launch me into directions I never realized at the time where helpful.

28 June 2024 | 16 replies
In my state (TN) it means either the use of violence against the person being robbed such that they suffer serious bodily injury, or the use of a deadly weapon during the course of the robbery in order to accomplish the robbery (i.e. putting a gun to someone's head).

27 June 2024 | 2 replies
Here are some options and considerations:Loan Against Equity/ETFs:Margin Loans:Description: Margin loans allow you to borrow money using your investments (such as stocks or ETFs) as collateral.Pros:You retain ownership of your investments.Generally quick access to funds.Interest rates can be relatively low compared to other types of loans.Cons:Your investments are used as collateral, so if their value declines significantly, you may face a margin call (requiring additional funds or securities).Interest rates can vary and may be higher than traditional loans depending on the lender and your creditworthiness.Securities-Based Line of Credit (SBLOC):Description: Similar to margin loans, SBLOCs use your securities (stocks, ETFs) as collateral, but they typically provide more flexibility and may not trigger margin calls as easily.Pros:Allows for ongoing access to funds as long as your collateral remains sufficient.Interest rates may be competitive.Cons:Similar risks of potential margin calls if the value of your securities drops significantly.Terms and interest rates can vary widely among lenders.Comparison with 401(k) Loans:401(k) Loans:Description: Borrowing from your 401(k) allows you to access funds without selling investments, using your retirement savings as collateral.Pros:Typically low interest rates.No credit check required.Interest paid on the loan goes back into your 401(k) account.Cons:Usually capped at a percentage of your vested balance (commonly up to 50% or $50,000).If you leave your job, the loan may need to be repaid immediately or could be considered a taxable distribution.Potential opportunity cost of missing out on market gains if funds are withdrawn from investments.Other Alternatives:Home Equity Line of Credit (HELOC):Description: If you own a home with equity, a HELOC allows you to borrow against that equity at typically lower interest rates than unsecured loans.Pros:Lower interest rates compared to other types of loans.Interest may be tax-deductible if used for home improvements (consult a tax advisor).Cons:Your home serves as collateral, so failure to repay could result in foreclosure.Personal Loans:Description: Unsecured personal loans can be used for various purposes, including investing, but typically have higher interest rates than loans secured by collateral.Pros:No collateral required.Funds can be used for any purpose.Cons:Higher interest rates and stricter eligibility criteria based on creditworthiness.I am a loan officer and we do some of the loans stated above.

28 June 2024 | 12 replies
Stop flipping, stop earning money.Is BRRRR dead?