They were honest and candid that everything is not always peaches and cream in their system.

I think most of the moderators are actually cream puffs.

Found it on a Google search and it seemed like the cream of the crop and the place to be.

For example, my father rarely had milk or cream in his bottle as a baby - he had black coffee.

Many landlords bought based on "comps" and they are getting creamed now because the properties won't cash flow.So where does cost to rebuild come in?

Ok so they really have to be cream of the crop stuff for me to make money and the next guy to make money...but so what type of contingency can i go with?

I always had a good spread between the underlying loan and what I was charging on that loan, and I had the cream on the second that I took.As those loans disappeared from the market I found it more feasible to just buy for cash, and resell on low down-owner will finance deals.

As to guru, I don't know, but Rich Dad Poor Dad crap is pretty much that from what I've heard, one aspect doesn't mean much I guess as fools are willing to pay for almost anything, I'm changing my attitude slowly too, if you have 100,000 people wanting strawberry ice cream in a cone, someone is going to serve it, make it more interesting, put a gram cracker with it on the side.

For latecomers, it is very quick, fun, and cost effective to go door to door with a small cooler handing out ice cream or fruit bars.

No matter how you shake it, the cream always rises to the top.