These Schlage doorknobs are easy to install, reliable, and you can program multiple codes.

We could have bought our first property with what we wasted with the course and in talking to many others that have used the same program, they also found it to be overpriced and a Segway to more and more up sells to explain why we had not been successful.  

They also have great programs for builders!!

yes there's many programs you can use DSCR, or conventional.

@Jerry TilleyAsset based is going to be a different Non-QM program than a DSCR and typically higher rates than a DSCR.However, mid-7s on DSCR is high in the current environment and given the info you've provided. 

Most lenders typically will want the gross rents at least 75% (.75 DSCR) to 100% (1.00 DSCR) of the new PITIA mortgage payment.We offer programs with No ratio's, meaning down to 0.00% coverage.

It can be tricky to find loan programs that will lend on properties below $100k, but I do think I have a program that can lend below $100k, and if you had a 50-50 LLC, you would be good to move forward at 80% LTV. 

They can lose their voucher and get kicked off the program. 

Some lending programs are more or less (there are various programs) but in general 50% DTI is max.In order to ensure you accurately plan for your future mortgage its good to know up front how these situations would be affected and what borrowing power you will need when the come times to purchase this upcoming "condo."

If you are going to expand your market or consider bigger properties, I suggest you investigate some multi-family training programs like that offered by @Gino Barbaro.