I find it interesting your style of confidently assuming the future, then impulsivity based on that assumption.     

After talking to a few bankers, including one with more than a decade at BofA, I can 100% confidently tell you this is how Bank of America treats all of the customers in this location.  

I am 99% confident that the loan was not fully paid off. 

For all these reasons we will confident in this area.We have similar deal going on where we sell our properties with Build in Appreciation (8-10%) we do free property management for 1 year, and guarantee rent for 1 yr (rent gap credits.) 

It helps you find reliable property management partnerships and gives you everything you need to make confident hiring decisions, like:Expert Matching: Match with professionals who meet your criteriaExtra Assurance: Licenses, experience, ratings, reviews, and more that can be cross-checked with BiggerPockets membersBonus Content: Receive an essential interactive workbook: “How to Interview Property Management Companies”

After listening to 100 podcasts I felt I had the confidence and game plan necessary to start accumulating multi-family homes.

I'm newer to this so I don't have as much confidence to squeeze the numbers as tight as some other more experienced investors might be able to... 

Thank you, Jorge, for the vote of confidence.

It's essential to thoroughly research the local market, understand the risks, and carefully evaluate each investment opportunity before making a decision.As a Minnesota native, I can confidently say that I prefer the warmth of a sunny state over the cold and snowy climate I grew up in.

You’re acknowledging their expertise and the role they play in making you feel confident about your investment.Wishing you all the best with this deal and hoping it’s the first of many successful ventures for you!