If you are really concerned about the appraisal, you can always purchase one to be done for your property prior to starting the HELOC process and provide it to the bank when they request the appraiser.

I applaud Josh for reaching out personally to address my concerns and I plan to continue working with D2D. 

However, challenges remain, particularly with balancing environmental concerns and ensuring that new developments cater to lower-income families.

Since basic real estate investing principles are the same, where the group is doesn't matter. 5) LLC's are the least of your concerns at this point, insurance is more important.

Obviously this is a huge concern, as a tenant could sue you as an individual for liability of the property, and in a country like this that could bankrupt you.

I definitely hear your concerns, Mitch, and I have the same concerns, as well, but that's why I am asking for some advice!

I’m concerned this could come back to bite me so to speak.

This phrase would concern me, outside of just using a form agreement - "in order to grow as quickly as possible."

We kind of stumbled into it and keep stumbling as we go but not having a plan or framework for business is a major concern. 

Inform your LTR tenants about these rules and let them know they can report any excessive disturbances directly to you.Communication: Keep an open line of communication with your long-term tenants, so they feel comfortable voicing any concerns early on.Outdoor Amenities: If there's a shared yard or patio, think about dividing these spaces further to give both STR guests and LTR tenants their own zones.Protecting Your STR from Bedbugs:Mattress Encasements: Invest in high-quality, bedbug-proof mattress and pillow encasements.