Ask for outstanding balance.If that doesn't work, try an escrow company to get a demand.Now, understand you may be waking up the tiger as this may trigger one dept to take an action adverse to your best interests.Alternatively, work it backwards to eliminate the lien thru legal channels.

Without knowing the community better, I may take some flack for this, but we are adverse to debt (at least as far as most Real Estate folks are concerned.)

That would be adverse possession, however failure to maintain and improve would eliminate one of the (5) key elements required for prove up. 

Tommy, like Bill Gulley said, you need to send anyone you reject based in whole or in part on information from their credit file a rejection letter (i.e. adverse action letter).

I thought about adverse posession but the statute sdays one must wait 5-7 years.

Yes - its pretty standard to require a cushion over and above the price on a portfolio loan, its to prevent the bank (lender) from adverse selection, i.e. the borrower releasing the better portfolio properties while keeping ones that are more troubled or not cash-flowing as well as collateral

It can be found here.As an African American buyer and seller of personal homes and an investor in several rental properties, I have experienced the adverse impact of being an African American first-hand. 

We're in no rush to buy at the moment & are adverse to move to a new market (we have teams well established in our current markets and don't want to spread ourselves thin). 

If you are risk adverse real estate, (especially out of state) is not for you.

On the one hand, you may close with little/no/negative equity if you pay a premium, which adversely affects liquidity.