I mean come on,  most of the people traveling around this area are very into "small" kind of a "hipppie" lifestyle and don't usually travel in large groups.

First, I knew that to make a meaningful impact on our lifestyle, I needed to ignore the fear for a while and move forward, quickly.

We are particularly interested in areas allowing a great lifestyle (good food, spending heaps of time outside, close to the beach, quick and easy access to great cities, etc) such as California, South West of France, Barcelona, etc...We currently own a 2 bedroom apartment (paid cash) close to the beach and the main English schools in Malta.

Swing and a miss....but it was worth a shot and we'll re-list it when current tenants move out, the market is very healthy right now and I'm confident we'll get our money back when we list again.  3)  I went in 50/50 with a guy and bought a 16 unit complex in Central Phoenix for $340,000. 

The good thing about Bradford is that it still has a healthy amount of multi fam's, as well as demanding a bit of a rental premium, and I feel that I would be able to focus almost exclusively in Bradford for purchases for a very long time.Let me know if there's something you'd want me to elaborate further on with regards to picking an area.As far as Worcester area, I used to live there when I first graduated college, 3-4 years ago. 

I currently work from home so investing in properties will fit well into my current lifestyle.

However, I would argue that a healthy level of debt gives you flexibility to grow faster and build more wealth over your lifetime.Leverage is a strategy of using borrowed money to generate large investment returns.

I need to keep a healthy balance in order to keep my grades up.

The property is paid for by cash (clear title under LLC name) and has been generating healthy cash flows.

- again, spending 2 years building up a rental portfolio which we anticipate to have healthy returns and under the banner of the broker, how would one part ways amicably.