Cash flow of about $600 & looking to refi through the FHA streamline to get closer to $1,000.

Hello Everyone,I bought a home back in January 2024 using my FHA loan and I received a call from Atlantic Capital Funding saying that I could FHA streamline (interest reduction) from my 6.625% to 5.7% and could even get two mortgage payments covered, (allegedly).

I can say in our case, it ticked me off tossing money away after getting information that was a one-size-fits-all that did not work as intended in my market, scripted coaching that again did not work for what we were looking to do and finally after getting a kiss off from the customer service group when I voiced my experience, I knew that we had wasted a good deal of money. 

We have had the opportunity to review documentation, speak directly with the agents involved in the transaction, their managers, and Femi.I wouldn’t wish Femi’s experience on an enemy, let alone a customer.

Kishl,If you want to talk to a seasoned expert in Dallas and DFW reach out to @Lucia RushtonLucia is a member here on the BP forum and has helped tons of my bank customers find a great investment property. 

Customer calls at 8:30 pm.  

Aram Hi Aram,Partnering with a consulting company that offers comprehensive support can be a great way to streamline your investing process, especially as a newbie.

It seems like you might be removing a paying customer simply due to a bankruptcy.

Make sure the Flat Fee Company is NOT a referral service, that the broker is reachable and licensed ... check reviews and license numbers (licenses should be listed on the home site), they should allow at least 25 pictures, no charge for changes, and a good customer service.

One began selling custom flip flops, (bought their own material with money saved), Another who was always encouraged with a camera, attempted to take pics for young people proms, birthdays etc.Then they helped me with a former biz of cleaning up HUD properties during the housing crisis on early 2000’s.Next, but not all of the details for sake of my response.