No additional endorsements will be given other than the 100 & 116 ------------------------------------------After my questioning this I got this response:-------------------------------------------First America as our underwriter has indicated to us that CLTA coverage is the available coverage on hard money loans.

Brandon & Tyler, Most of my flipping clients use a program where the Builders Risk piece is an endorsement to a standard policy, making it possible to go month to month & give the lender an annual policy.The program may not have all of the coverage a standard Builders risk has, such as coverage for building materials in transit, but it fits most single family flips.If you go with a traditional Builders Risk, most policies are non-refundable;  the insurance term is "Fully Earned". 

The condo was advertised by HUD as IN (insured) and as "203k eligible".I won the bid, and now I have trouble finding a reliable lender who would originate an FHA loan.Every mortgage broker I spoke with so far told me that I cannot get an FHA loan because the condo is located in an HOA who is not FHA approved.However, I called the HUD directly and they emailed me info where it is explained exactly how one could do a loan in a condominium project that is not FHA approved.Here is a straight quote from their email""To be eligible for FHA insurance a condominium project must meet all condominium requirements and be approved by FHA or an unconditionally approved Direct Endorsement lender, as outlined in Mortgagee Letter (ML) 11-22, ML 12-18, ML 15-27 and ML 16-15.FHA case numbers cannot be requested unless the project is approved.

Now since I haven’t personally used them I can’t endorse.

Wall Street investors are not pleased with a real estate website getting into a business they do not endorse.

Get the phone to ring, assess their problem or situation, then provide the appropriate solution.If you have phone numbers I have had success with slybroadcast to do ringless voicemails (not endorsing it as 100% legal) but certainly effective.

Often also we need to support and endorse politicians simply because they will win, and we have to work with them for the next 2, 4, 6 years, even though we hate their guts and every thing they stand for.So it is entirely possible they actually support it.....but having worked on this same exact issue here in Maryland with both the Realtor lobby, Home Builders lobby, and some other groups....my inclination to believe is the support for this was because of much worse legislation that was arising. 

LOL @Scott Morongell I really appreciate the endorsement, however I wasn't implying that folks should disregard everyone else and just invest with me. 

In these cases you would have a high probability of being sued for any issue with the building.In the electrician example above, you could remedy this by having your subcontractor agreement put all liability on the electrician by requiring an Additional Insured and Waiver of Subrogation endorsement. 

I'm hopeful I can add real value wherever I can on the forums and with connections.I have over 20 years of corporate accounting experience, I was an Enrolled Agent for about 4 years, I was an endorsed local tax advisor with the Dave Ramsey Show for 2 years, and I've been a real estate agent since 2016.But I'm making the full leap into real estate investing as of Jan 2019 with a supportive husband and family.