It's nice to have lofty goals BUT you need consistent income and savings.

Appreciation has been more consistent (and much more remunerative overall) for me than cash flow.  3.

However, because Shellpoint has CONSISTENTLY FAILED to properly credit my accounts over and over, it is a non-stop string of emails stating I am past due, blah blah blah.

Techvestor is one of my clients, and I've worked with them consistently from infancy (Autumn 2021) to present.

@Dave Rav - I agree with the others that there is no really good way to estimate insurance costs, but I've found some consistency within a particular market/zip code if the rebuild costs and deductibles are the same.

Either a single family primary home on a double lot for us to build an ADU or a multifamily property consisting of a duplex or triplex.  

Just learn how to hit singles and doubles consistently.

Or sad maybe....And it should be noted that 'we' are not @Jonathan Greene s buddies/friends/etc, never met the guy, but he gives solid advice continually/consistently and I respect that, most people don't realize how difficult that is...and valuable for those that take it as it is given.I have experienced the posters who ask for advice, and then when presented with the 'correct answer' (by multi-decades experts) start to argue and call names....happens all the time.

Obviously based on your FICO, but seeing 6s pretty consistently with some programs with qualifying FICO/values.

Maintaining a strong and positive relationship with borrowers involves clear and consistent communication, setting realistic expectations from the start, and being transparent about all terms and conditions.