The adjacent City of Henderson now allows STR's, but there is regulation and you still have to comply with HOA rules if there is an HOA.  

If there are passive investors you must syndicate to comply with SEC law.

Always comply with the terms of your loan.

Most of the details are neither here nor there, but the amount I owe is over 100k, and I am currently complying by paying it back via a payment plan.

I would like ernest money,  my cost for inspection and additional money for inconvenience but how much should I ask for when telling him ill take him to small claims if he doesn't comply? 

Courts are closed, no evictions, tenants must comply with Open Hours clauses, etc.

After six months, should I comply with the latest two document requests OR find another mortgage lender?

Such eventsare often addressed by a “Force Majeure Clause” allowing a party to suspend or terminate performance when circumstanceswhich the parties could not have anticipated, or which are beyond their control make performance of the contract impossibleor impracticable.The current world-wide Coronavirus (COVID-19) pandemic has had unprecedented impacts on real estate transactions,including, but not limited to, travel restrictions, self-imposed and governmentally required isolations, and closures of bothgovernmental and private offices required to fund, close and record real estate transactions.Accordingly, in the event complying with the Close Of Escrow is not possible or practical as a result of unforeseen circumstancesrelated to the COVID-19, such as Buyer’s or Seller’s inability to travel to sign documents, closings of or delays in relatedgovernment and business services, including for example delays by or closing of lenders, title/escrow, county assessor/recorder, or otherwise (hereinafter “Unforeseen Circumstances”) the Parties Agree as follows.

Work must comply with social distancing standards where possible."

Charge fee serve notice to comply etc