My name is Cesar and I am originally from Puerto Rico but have been living in Virginia for over 20 years.

Hey @John FriendasI have purchased 4 of my Co-Living (rent by room) properties with DSCR, 1 of them within the last few months.Not that I necessarily recommend this, but there are short-term-rental DSCR products.

If you are just starting out, this is for you:When you buy an investment property, it is treated differently than a house you are going to live in. 

I have friends who have  LTR/STR and MTR is where I live.

I like the detailed descriptions others have given, but I also keep it simple:A: I’d live there with my familyB: I’d live there if I had to with my family C: I’d live there if I was single D: Nope

China as a low cost producer is past- they have aged and standard of living out.  

Find a partner, find co-workers/friends/relatives you wouldn’t mind living with, find a property you can buy for less than your current rent.

Mega TV in the living area and open concept.

Quote from @Jay Hinrichs: Quote from @Engelo Rumora: @David KanarekI don't think I have ever seen better investigative research than this.Hat's off to you and sorry for your troubles and everyone else's.Please don't investigate me haha Engelo as someone that has taken this kind of abuse on BP and SM  and lived to fight another day I think you understand better than most investors mind set and how they feel or attack if their deal does not go right.  

There are also Zoom calls where people practice their underwriting live.