Like @John Underwood said, your cleaner and handy person can be of great help getting things done.

A one-person show isn’t gonna cut it.

Quote from @Ashish Acharya: @Niklas Zhu If you tear down your STR in 2025 and convert it to personal use, depreciation recapture does not occur at the time of conversion.

I ask because if you did refi into a  DSCR loan you would be signing all kinds of business purpose disclosures with being an affidavit that you would never occupy the property as a personal residence.  

DSCR Loan (Best for Scaling Portfolio) 💰✔ Approval based on rental income, not personal income✔ Typically 20-25% down✔ Higher rates, but no income verification✔ Great if you want to buy more properties quickly4.

You go out and buy an apartment house and then hire a property manager so you don't have to personally spend time on the property.

Instead of debates and personal opinion, look for proof https://www.ladbs.org/docs/default-source/forms/plan-check-2017/single-family-dwelling-duplex-plan-review-list.pdf under G (Interior Env) which defines the minimum requirement of a habitable room (aka bedroom or bathroom).

What are the rules for removing this person, as I understand it he falls under hotel rules, not the landlord tenant act.

Since the original loan was apparently for a primary residence an LLC could never qualify because it isn't a person who would owner occupy the property. 2.

Any insights, personal experiences, or advice would be greatly appreciated!