The creation of the second line allows the borrower to avoid MI on the first lien by keeping it at or below 80% LTV.

Without boring you all with the details, I manage everything from medical startup's copywriting and sales funnel creation process to music blog network's ad sales.

The reason I thought that is, at a local REIA meeting, we had one of those Legal Zoom type guys, who helps with entity creation in all 50 states, is a graduate of Harvard law, etc., etc.

Value creation occurs when a property is improved and brought back to retail condition.I attended a guru "free" session (DG's) at a local hotel to see what they pitch.

. - is that your creation?!  

Thanks Douglas, I will take your advice and keep Legal Shield for traffic tickets and seek another Lawyer for my LLC creation.

Having graduated this past June with my B.Arch I am now working as a project engineer for an /international specialty contracting firm gaining hands-on experience in the construction world while at the same time networking and expanding my range of contacts.However, my true passion lies in the entire real estate process from the creation and design of properties to their funding and ownership.

Bringing the thread back to center: each property should definitely be it's own LLC, conventional lenders and often insurers usually require this anyway (loan documents often call for the creation of a special/sole purpose, bankruptcy-remote entity).Should there be a lawsuit, the LLC would of course be named, and you as manager.

Commercial works differently in that it is about cash flow models and not driving people all over creation wasting time.

You do not drive all over creation, the product to sell is almost the same with minor tweaks, the builder gives incentives to sell versus getting a listing with a stubborn seller, you can show more buyers groups very fast in a day and sell multiple properties.