He threatened to fax over papers to my boss (the owner of the company I work for) and he also told me that if I did not set up payment by direct withdrawal, credit card or prepaid card within the next few days that a man would be coming to my office to serve my boss some papers.

Is the bank including prepaid insurance and some taxes for escrow in that quote?  

I also use Buildium and it will do most things satisfactorily on your list.You can add unlimited "vendors" and "expense categories" to suit your needs (taxes, postage, utilities, handymen, etc)I don't believe the Loan Interest feature is robust at all (lots of complaints about it on the Buildium forums)It has Depreciation feature, but again I think it is very basic (my CPA tracks depreciation outside of Buidlium)I pay every expense with either a check or my business debit card.

For those landlords looking to use credit/debit cards to accept rent payments from tenants, I thought this link would be useful, if you are thinking of passing the 3% credit card processing fee back to your tenant.

Constantly putting bad debit in front of Bad Debt.

run out and get a pre-paid credit card and/or a "normal" check card ASAP.  

Are free prepaid cell phones a new renter incentive???

it is possible...for instance, the bank that i work for offers kinda a supped up online banking that allows you to set-up ach. this would allow you to directly debit the customers account autimatically. there is no way for the customer to access your acct since u are the one doing the debiting.check with your bank's business banker.

The only minor disadvantage is that when the number is forwarded my cell voice mail picks up the call (not my GV voice mail) if I choose not to answer.As far as I know, the numbers cannot be traced back to an individual.I know of a few investors who will purchase a prepaid cell phone to use for their bandit signs.

If you want to mail a donation Rich you can send it to Sherry Lewis 500 Division Street Fort Walton Beach FL 32547 I will deposit it into the account the paypal donations go in then they can access the money directly with a debit card which they should receive on monday.