You don't need your partner for that, Fannie Mae (the biggest mortgage bank of them all) has billions of dollars at your disposal to lend out if you take a little 20 hour online course, pass a test, pass a background check, learn what actually matters, and find an employer.If it's not saleable and bank conforming, then almost by definition no bank will buy it.Hard money charges higher rates, in part, specifically because they can't sell the loan immediately to recoup what was invested. 

Orlando - Record number of visitors to a U.S. city- Nearly double U.S. job growth rate- $1.5 billion expansion of Orlando International Airport- Disney (Tourism)3.)

Even billion-dollar players like Encore have full-time staff raising mom and pop money to invest side-by-side with insurance company money.

Ive done almost a half a billion in mortgage volume encompassing all 50 states. 

That number is largely due to office projects that have not yet been completed from previous years, including the massive $1.2 billion One Manhattan West office tower in New York.Keep in mind, however, that the current construction of 138 million square feet was nowhere near the 200 million square feet in the 2000-2001 year.

When looking back at the crash in '08,  every person that I personally know that says they "lost it all" really had nothing but a billion in mortgages and -0- equity.

It lacks a lot of the intensive institutional real estate pressures that S Fl and to a lessor degree Orlando and Tampa face (remember...the hedge funds dumped billions in the Tampa market when it was in the toilet.  

In my time as a new home sales manager for a multi billion dollar home builder and resale agent with combined closings on over 600 homes I learned even crazy people need to sell.

Check this news story out:Chicago Faces $2.2 Billion Bank Payout After Rating Cut to JunkThis kind of thing really scares the heck out me and I want to find out if it does for other investors too.

I have a billion and one questions to ask but I will leave this post as a 'G'day' and hope to bounce some ideas off other members in the future.Cheers,Chris.