And to really take care of your mom use your annual gift limits to gift back to her the rent she pays. 

I tried shopping around but no one would take me since I had a sewer collapse claim last spring.

I would shop around. $30k in reserves seems a bit high since you already have $650k in reserves.

Our real estate portfolio included multiple Single Family Residential Flips, a commercial building (office/shop space), and a triplex in Canandaigua, NY.

Any leads, potential investors, or anyone looking to talk shop, please reach out!

It was all really quick, and the time to complete everything happened a lot faster than I expected (which was a good thing).I was worried at first that I had to use all the partners that Rent to Retirement had, but it was really easy for me to shop around for different lenders with different terms and rates, insurance providers, and property management company.

I'd start shopping around for terms and building relationships sooner than later. 

As well as coffee shops like Bottoms Up Coffee are moving in and small microbreweries like brew dog and Land Grant. 

Shopping your insurance and protesting your taxes are a couple of easy things you can do to reduce expenses.  

There are best practices on certain items that provides a guidelines.Commissions are always negotiable like any other services, you can shop around for the best value for money.All depends on the risks that you are willing to take.