I'm biased, but I like investing in PG and Baltimore City - both areas where there is a lot of development activity and also still a lot of potential in my opinion, for different reasons in each area.

p=g What are the odds that 99% of people who do it are just trying to get their pet allowed for free.

Thank you in advance and I look forward to connecting with you :) I’d at least consider taking that 40k and putting 10% and house hacking in pg county, Bowie, Fort Washington and even some parts of temple hills can be pretty nice (if boring) and some what affordable at least compared to the rest of the dmv, not obviously it’s not gonna have the nightlife of Arlington which depending on your situation could be a draw back.

PG county is 20% Baltimore city is 12-18%, most others are 12%. 

Frederick County is 5th day...I forget what PG and Howard are.

In PG county the minimum on the sub $350k ARV properties is usually $30k.

I also purchased two more in PG that are also being renovated as we speak.

(Montgomery, Fairfax Arlington Counties) Sure prices dropped and bounced back in those areas....but when you go over to PG County, they are nowhere close to having recovered from the market crash while the other areas in general are back to 2006 levels.

@Wayne Brooks  with my commercial banks rule of thumb is anyone with 20% or greater needs to be underwritten and qualified and any PG's that the bank may require is signed by anyone with 20% or more ownership interest.I am not an expert of public financing guidelines like this.. good mortgage broker should be able to figure it out..

For instance in certain DC neighborhoods, most flips are bought off the MLS...but if you go over just east to PG County you will find a mix of MLS flips and flips being purchased from wholesalers.