I work primarily in Buffalo and Rochester, and I am seeing the market slow down since the beginning of July.

Option 1 was the 4% rule where you could withdraw 4% of say $1 million - but that is only $40,000/year - which was not going to replace $200k in income.  

Atlanta is becoming an expensive market, and I don't see that slowing down or reversing soon.

When it comes to age and real estate, we often make quick assumptions.Older Investors: They’re seen as slow, set in their ways, and resistant to new technology.

Slow and steady.

Finding STR viable properties and incorporating MTR strategy in slow months is what works best.Crystal Beach is an option as well as Palm Harbor - however a word of caution a lot of Palm Harbor is HOA and I would avoid that as well. 

I was thinking maybe we could set up a ACH auto withdrawal from her bank or unemployment card to ensure the rent, any thoughts or complications with that? 

Is there a financial vehicle where I can park that money and only pay taxes when I make withdrawals? 

Seller concessions go towards closing costs.Two options, in a slow buyer's market, seller takes it out of their list price.In a seller's market, it's more like what @Steve Vaughan said.

The market for sales has slowed down considerably here.