Some other banks will tell you 40% to manage your expectations but if you have a good credit and a the deal makes sense, the down payment shouldn't be above 30%.As to the managing of properties, if you can self-manage out-of-state in the US, there are no reasons as to why you couldn't do it internationally too and some investors do.

I went to my local credit union, Wells Fargo, and United Bank and each one turned me down after "checking with legal."  

We talked to our accountant and she was recommending individual LLC's as well as individual checking accounts/credit cards etc..

For example, I mention that every adult must pay a $30 application fee, pass my credit/criminal background, make a combined income of 3x the rent, and whether or not the property accepts pets.

DLP lending fund and DLP preferred credit fund = In solo 401k (roth or traditional) because they are tax inefficient.

The obvious answer here is to somehow get some income and start paying down the credit card debt. 

I use Stessa for accounting, I love it, it links right to my bank account/credit card accounts and I can assign purchases to different properties and units of the property for multi-unit properties and at the end of the year I have a simple report to give my tax professional 

Be nice to get them come down in price or give me seller credits. 

This can result in significant financial loss and damage to your credit score.

You can do whatever you want in terms of bending for the tenants and trying to provide "great service,' but the truth is you receive no credit for it and will be the evil landlord at the first repair that takes too long, late fee owed, alternation denied, etc.