Rental Income only - HELOC (accessing equity in hard times) HELP!

[Ben Johnson]

I'm a struggling startup owner that has accumulated 300k in credit card debt at an average APR of 21%. I have two rental properties, both around 60% LTV. Values are $700k and $265k. Both occupied and cash flowing. FICO is 630.

I have very little income, and my debt has grown to be overbearing.  Looking for a way to right the ship without a catastrophic credit event.  I've explored refi and heloc, but came up empty as I have no chance of qualifying income.  

Does anyone know of a lender that will do some sort of a 2nd position loan based on rental income alone for qualification?

I'm at the point of considering an HEA or HEI, which will provide some short term relief, but pretty costly and only enough to wipe out about 1/3 of the credit card debt.  

Selling one of the properties is not an option because they were both purchased via 1031 funds from dramatically appreciated assets creating a cost basis of next to nothing on these.  Tax bill would wipe out most of my equity in the sale of either property. 

Any help greatly appreciated!!