It’s TransitoryIn 2025, the apartment supply bubble will pop, fall off a cliff, come back to earth, whatever the metaphor you prefer to use… Permits for development, the last 3 years of inflated material / labor prices and much much higher interest rates has made the environment for apartment construction highly challenging.

Obviously each deal is different and we don't know what the rate environment will be like but is that a reasonable realistic strategy? 

Obviously in the current RE environment with rates where they are, this would obviously reduce my mortgage payment per month vs if I put only 3.5% or 5% down, potentially me helping break even or even "cash flow" on the property once I move out after a year.

Some pre-payment penalties are as long as 5 years which a likely dropping interest rate environment over the next year or two can be very expensive when you cannot refi because the PPP is to much. 

Im lucky to work in an interactive office environment for a private company, where I have the ear of some successful operators.Everyone learns differently, but without the working experience I now have (and continue to compile, every day), my path to operator would surely be a bit longer. 

That is one way you can make money in this environment

So, despite lower buyer demand in the current interest rate environment, inventory and prices have not changed as substantially as you might expect.

You'll want to do your own due diligence as the economic environment is changing, but my experiences have been good with several of these highly experienced and  capable fund operators.

The ability to get into multifamily and bring in some more cash flow via a medium term rental has made the interest rate environment less relevant.

OK so I'm just gonna put this out here:In a macro prospective, do you guys think that the more investors come into a crime area the healthier it gets ?