.````````````````````````````````````````````````````````````````````````2) the IRS Here’s what the IRS looks for in determining whether there has been a disguised installment sale: (1) Whether the amount of the purchase price and right to the purchase price is fixed and unqualified; (2) Whether the obligation to convey title on final payment of the purchase price is absolute;(3) Whether the vendee/optionee has taken possession or has the legal right to possession; (4) Whether the vendee/optionee has otherwise assumed the benefits and burdens of ownership.

I can't however find a picture that shows it was not this way when we bought the place.Keep the ideas people have on how to structure fines and convey expectations about behavior coming.

Although "foreclosure re-conveyance" schemes can be beneficial and ethically conducted in some circumstances, many times the practice relies on fraud and egregious or unmeetable terms."

(d)(1) In a tax lien foreclosure action, if the court finds that the tax lien auction or sale is valid, that proper notice has been given, and that the tax lien has not been redeemed, the court shall enter judgment foreclosing the right of the defendant or defendants to redeem and shall direct the circuit clerk to execute and deliver to the party in whose favor judgment is entered a deed conveying the interests of the defendants in the property described in the tax lien certificate

It's professional and conveys a serious image.

@Wade O you make an interesting point about having the sellers themselves pay you for bringing the investors, how often are you getting sellers to agree with this and how do you actually convey this to your sellers?

That said, when you leave ANYONE a voice mail, make sure that you've conveyed to them (1) why you're calling (2) the relative urgency of the call, (3) how soon you EXPECT to hear back from them, and (4) the TWO OR THREE WORDS that will answer your question.IOW, don't ramble on about everything, ask a direct question, tell them how important it is to hear back from them in XX hours, tell them to call you IMMEDIATELY if they need any clarification from you.

Also, it appears as if the title hasn't even been conveyed to FNMA yet per the recorder of deed.

The math/concept is what I was trying to convey, I picked something arbitrary.

QCDs may be the proper deed when; The grantor and grantee both have an equitable or ownership interest in and to the property conveyed.