To clarify, in MN a person must be a licensed to perform at-charge Property Management services, for others, on a standard commerce basis. 

I have from time to time spoken with the city administrator, economic developer, & a person at building planning commission.

The tenant has two types of coverage: liability and personal property.

but keep in mind CA has higher taxes and reg fees and I’m not doing more than 1-2 flips (short timeframe flips)  a year and many years do 0 flipsDo most flippers put flips into LLC Or in personal name (sole proprietor)  in CA (where you must pay $800 yearly plus accounting and other fees $300to $600+ yearly to maintain LLC) Pros for personal name-save on taxes accounting.

Nothing is ever the tenant's fault and the system always blames the owner/PMC.This is why we record EVERY phone call, save every email and will NOT allow our staff to use personal cell phones for texting.

That is just what I am seeing personally, and I work with investors all over the country. 

@Ben Callahan, you could find a partner who is looking to buy a similar property, be a co-signer to your partner, and have that person live in it and be a primary resident. 

I personally again in my opinion only.. but these guys could be fake lenders.. for sure HML  do not have a requirement that they can only lend to a corp..

Personally, I would pay off the higher rate first. 

If you need a conntection in Upstate NY I can direct you to the right person.