LLC for flipping or Peronist name w more insurance ($800 LLC fee in CA)

[Will F.]

This may seem controversial or “not by the book” for many.  


but keep in mind CA has higher taxes and reg fees and I’m not doing more than 1-2 flips (short timeframe flips)  a year and many years do 0 flips

Do most flippers put flips into LLC Or in personal name (sole proprietor) in CA (where you must pay $800 yearly plus accounting and other fees $300to $600+ yearly to maintain LLC)

Pros for personal name

-save on taxes accounting. Registration fees $800+ SOI $50 fees California and legal stuff

-keeping it simple

-easier to refinance a SFR if decide to just BRR and cash out refi in my personal name versus trying to get loan in LLC name.
-save $1k+ in taxes and fees yearly

-can use the savings to get more insurance and a higher liability than the value of house. 

for flipping houses in California does anyone just put into sole proprietor own name and just use the $1k+ in savings for LLC costs into Insurance or use for saving

or am I just being too risky. 

Thanks 

I hadn’t done a short term flip in a couple years and getting back into the game here in riverside county.