@Scott TrenchPeople thought last year we reached the peak but reality is we are just scratching the surface as many deals that were in trouble were hoping for rates to come down have not - so it’s gonna get worse before it gets betterThis one seems sketch to me honestly as if original poster is reading this why wait four years ?

Prior landlord info doesn’t match reality.  

And truth and reality have absolutely no room in their world

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

He said that the investors on the examples are putting 30% down when I’m reality it’s 20 when I did the math.

They end up coming right back to reality and wasted 90 days to "see if it will work".

Sure they add an extra level of protection but in reality how much more than having excellent insurance coverage?

The reality is when a tenant is placed, the unit has just been tenant flipped.  

But the reality is they'd also gain 42k in appreciation (assuming 4% which is conservative out there), and another 8k in principal paydown. 

But the reality is most of those concerns are visible during the first showing.