If you just want to cash out based on purchase price, you can do that any time if you're just looking to loosen up most of your stuck cash. 

As the market climbs they loosen their standards to continue to make deals happen.

A newly passed regulation called the Basel III, will certainly not induce U.S. banks to loosen up lending in the next several years, given that they must comply with much higher liquidity and leverage standards by as soon as 2015.Although the Basel III standards have been softened somewhat this month, I believe that lending in the U.S. will continue to remain tight over the next several years.

This helps make year-long leases more accessible to renters and loosens restrictions on landlords who are open to shorter-term leases.

Another viewpoint in other competitive markets I've seen is that buyers' criteria loosen a bit when the market is hot and there's a shortage of deals.

Loosens things up and usually gets some kind of response.

Even a seller that says he hates agents will loosen up when they have written offer in their hands.

As you become more experienced I think it is possible to loosen up a bit.An investor getting started needs to find something that works and then repeat.

This is good because if there is a damaged plank, you can heat it with a hairdryer to loosen the glue and replace a piece in the middle of the room. 

The Federal Reserve is buying MBS' to try and loosen up banks.