Investing in a new construction duplex or quad in a high-growth market is a smart approach—both for immediate cost savings and long-term cash flow.I also agree that focusing on markets with strong job growth and population increases is key.

Ultimately the pictures combined with the location are what sells it.You want to avoid HOAs at all costs.

@Brett Riemensniderwe don't know all the details, but as i said that's a very expensive way to buy property - if you can't afford a property without overleveraging then you might just have to save up more.

In my analysis the cost for an ADU in kern county would run about $85K and I have saved about 75% of that right now.  

Those who can find order in chaos are the ultimate winners. 

My ultimate goal is to save up enough money to invest in a fix and flip property(which my family has been doing for a while) and live in it, until I rent it out and use the equity for another home.For any real estate agents or professionals in general, how do you find consistant deals?

I have heard though that most lenders don't mind this as long as it is not changing the ultimate owners on the property - such as a partnership where one person sells to the other.

Yes, but the 3rd option is I pay the remaining seller note principle in cash via my own savings/lines of credit. 

Instead of wasting 20 hours a week on your phone or TV, work a part-time job to accelerate paying down the debt and saving. 

We try to save money by occasionally doing our own work, we only have a handful of properties.