As a side note, a 7/100 is the safest city in NC so should alleviate viewing that score negatively.

In most cases, they are selling because you can alleviate a problem for them.

Your policy can require, for example, that you are provided a current Veterinarian's report on the health of the animal; a letter or form from a "reliable" source such as a local medical or social professional verifying that the tenant has a "qualified" disability, and that the animal performs a specific task, or alleviates a symptom related to that qualified disability; tenant must clean up after the animal in common areas; no offensive odors can emanate from tenants residence; and both the vet report and verification of tenant's need must be updated annually. 

Just that cost should alleviate me of any stress.I'm learning REI isn't passive, but beyond that a lot of people are straight up delusional about their abilities.

Maybe some kind of blockchain answer to help alleviate or lower title insurance risk models....and therefore lower title insurance costs. 

@Arty FreshYears ago I found making money in my ira/401k worked well for me to alleviate the tax burden. 

Does the animal perform a task, provide a service, or alleviate symptoms related to the disability?

A mini-horse to alleviate anxiety?  

You can get a coborrower to come alleviate the qualifying income on the file or you can restructure the loan product or terms to make the income work if it's "close," or pay down debt, or restructure the income/taxes to make more of the income you already have to be more acceptable for underwriting purposes.

You can always sell your car to alleviate the majority of that debt; but, the student loans are with you until you pay them off.