should I finance or just pay cash

[Gustavo Delgado]

I've been trying to finance a rental but it has not been successful.  Im a tipped employee, so when the bank asks for check stubs and W2 it looks bad but my deposits and my bank accounts along with credit are good in my opinion. ( over 100k in cash and 800 credit score)  so now I've been turned down for financing by big bank and smaller credit union.  My question is. What are other financing options? Or, should I just pay cash for the property?  I would love to finance it and stay liquid but it is getting difficult to get approval.