Or if you value coverage, look to other major insurers.

If you have to stay in SD, you might want to look at a LTR instead.

What to look out for when dealing with them?

I am looking into option what can i do at this point selling I dont think anyone would pay me this much since the value of the houses are slighly going down in NJ. what would be my options at this point? 

Tenants are just looking for clear and responsive communication and a nice kept home.

I am looking to take that step and start to gain experience. 

As Brie mentioned, you can not deny tenants because of their vouchers.There are other subsidies that you could look into besides CHA.I bet @Mark Ainley or @Jared Kott could provide some better context than me around the subject.

I am now looking for advice on how to structure my bank accounts to properly separate my personal expenses from any expenses surrounding my house hack.

At first I thought he was going to give me a good butt chewing, but it turns out that he is ready to retire from investing and was looking to sell off some of his properties, eight in all, so he and his wife can spend the rest of their days without the hassle of having tenants.

Many of the other contractors were unavailable to even come take a look at the properties for at least 3 weeks.