Landlord insurance Policy for LLC

[Sam P.]

I created the LLC and have transferred the title to the LLC. When I called Allstate and asked them to transfer the property to the LLC, they are saying that AllState policies does not allow a business to be listed as the owner of the policy. They are saying that the LLC can be added as an interested party to the policy and that will be sufficient. Nothing changes as far as claims are concerned, in case of a claim the payment will be made to me as the owner.

Should I be concerned about this ? Do I need to get a commercial policy for my property?