I will have to inquire there as it is a larger city.

If so,  you open yourself up to a larger pool of candidates.

I have confirmed the above income via her bank statements.

Your lenders are also going to require you to have some cash reserves.My statements are generalizations based on the majority of the industry.

The VOE must be signed and dated by the employer with accurate contact info.1099 Only Program: For Non-Self-Employed Independent Contractors•2 Years 1099’s•Verbally verify accuracy of income on 1099’sK-1’s Only Program:•2 Years of K-1’s•CPA, certified tax preparer or enrolled agent attesting that K-1’s are accurate & borrower self-employed for 2 years or more.P&L’s Only Program – For Self Employed Borrowers Only:•Full-year 2018 Complete Profit and Loss Statement and 2019 Complete YTD Profit and Loss Statement•Professionally Prepared P&L’s – Verifiable letter from licensed CPA, Certified Tax Preparer or Enrolled Agent attesting that they prepared the P&L statements.

When the PM and realtor are the same, then there are no checks and balances on their transgressions and you'll probably never be the wiser.I'd also say as a general statement that anybody who tells you they're good at both being a buyer's agent and a property manager will at best be good at one but most likely is good at neither.

I hear I maybe able to include repair costs in HUD statement in escrow when I buy it cash, is that correct?

If more larger multifam, commercial properties, commercial brokers will be able to help, as will costar.Zillow is not bad, but don't use the zestimate. 

Transwestern tend to sell some of the bigger companies in the millions to tens of millions and that is where the larger money to be made is at.I stick to transacting commercial real estate deals and then being a syndicator for retail value add as a sponsor.

Most larger commercial is on terms or with bank financing so remember that with your contract you get with the seller (get more time and more time for due diligence).