If it is a larger priced property then I will use a title and escrow company to facilitate the closing.

You could then use the cash out refi to fund the down payment on another commercial asset.3) If you think you would rather sell the original property, at a higher valuation you could always 1031 into a larger asset and do a rinse and repeat of what you did originally4) From an investor perspective I think it would be challenging to find private investors that would be willing to fund a cash out refi at a rate that is lower then you already have, if at all.Good luck!

Do a proforma operating statement based on the improved rent. 

Bank statement, tax return etc.

Appendix A is a statement of common charges (wall repair, damaged blinds, garbage removal, etc) that the tenant gets with the lease.

I will have to inquire there as it is a larger city.

If so,  you open yourself up to a larger pool of candidates.

I have confirmed the above income via her bank statements.

Your lenders are also going to require you to have some cash reserves.My statements are generalizations based on the majority of the industry.

The VOE must be signed and dated by the employer with accurate contact info.1099 Only Program: For Non-Self-Employed Independent Contractors•2 Years 1099’s•Verbally verify accuracy of income on 1099’sK-1’s Only Program:•2 Years of K-1’s•CPA, certified tax preparer or enrolled agent attesting that K-1’s are accurate & borrower self-employed for 2 years or more.P&L’s Only Program – For Self Employed Borrowers Only:•Full-year 2018 Complete Profit and Loss Statement and 2019 Complete YTD Profit and Loss Statement•Professionally Prepared P&L’s – Verifiable letter from licensed CPA, Certified Tax Preparer or Enrolled Agent attesting that they prepared the P&L statements.