The HOA debt that is eliminated in BK is the HOA fees accrued before the date of the BK filing (not the BK discharge).

Hey Grace,Welcome to BP, the Houston market is very hot right now, check out the the wholesaling forums on the site for helpful tips.

But I am also in college full time and work full time until my graduation date in 5 months.

Mentors and partners are great sources of experience and business tips learned from actual experience.Two worthy adages to embrace:Be The Best Informed And Prepared Person In The RoomFinish Each Day A Little Smarter Than You Began the Day

However, Realtors do have access to the most up-to-date information as soon as it comes available.

Are there any hints tips or programs you could point me towards?

Thanks for the tips.

Lately I've sent tenants at two properties (single family homes) certified letters in order to establish for the record that they had not yet submitted their checklists even though about two weeks had passed since their move-in date.

At least to me that implies we're not at a tipping point just yet.I just don't feel that we should start panicking just yet.

Some tips on evaluating deals: The 50% Rule: How to Quickly Analyze a Multifamily Investment Property