Trying to figure out if I would need to permit the property as a mobile home park, or if it would simply be some variation of a Condo except the HOA also includes lot rent payable to the owner and not an HOA. 

But my finances are getting hard to keep track of sometimes, I really wanted to get setup with a business account so it will be easier to keep track of expenses, mortgage payments, rental income, HELOC payments, everything gets handled through my personal account, at the moment.

Here are some examples of RV Park assets that can be reclassified:Computers and office equipmentOutdoor lightingPaving and roadsLaundry equipmentMaintenance equipmentSwimming poolsFences and gatesLandscaping elementsUtility systemsIn a recent case study of an RV Park in Fort Wayne, Indiana, a cost segregation study allowed the owner to accelerate over 97% of the basis resulting in over $36M in accelerated depreciation.

While certainly not as extreme as the examples in the article you shared, I've seen condo owners in many states hit with special assessments. 

I am focusing on trying to find off market deals and working with creative finance since expansion is slow moving based on my salary, and I'm too impatient to wait for the duplexes to earn another down payment.Is there a financing option that I am missing to get a loan for a down payment?

It's not 100% accurate because one person might have a smartphone and one or two tablets, but it's one more data point that helps me keep tabs on my owners' properties.Hope that helps!

We went from a 2 bedroom 1 bath home on a little under a half an acre to a 4 bed 3 bath home and an extra building the prior owners called the "pottery barn" that sits on 2.5 acres in town.

When you are asking about mini split instead of HVAC, you are really doing it for the benefit of the tenant or the owner, it's not about raising your property value.

(Goal: either we can sell in 2 years and get the free capital gains or we can keep the great primary residence financing and rent it anytime.) 

I am curious as a first time home buyer how the finances will work.