Im interested in "buy and hold" for my first purchase and I have been just looking in my preferred areas (California /Florida) and getting my plan together.

I'm looking to learn about buy and hold rental property investing.  

But the real question is would you really want to hold a tenant to their lease if they truly wanted to leave?

Many are able to generate attractive cash flows in the 10% range and deliver 20% IRR over say a 3-5 year hold period.  

We're entering the winter sales season are you prepared to hold until spring?

We are planning on doing the others with a mix of commercial portfolio loan and conventional (for one that I am going to hold by myself as a possible retirement home 10-15 years down the road). 

I'm a buy and hold BRRR investor (or trying to be).

I worked with an insurance broker in the past, but I found that his quotes were not the lowest, and it was impossible to get a hold of anyone in his office when I needed something or had questions.

Regarding pools for buy and hold properties we avoid them in general because of the maintenance and liability.

For Buy and Hold loans, they will also Cap at 75% LTV, meaning you'll need to bring in 25% down payment.