Fees should be clearly stated in writing, easy to understand, and justifiable.

Lenders stopped allowing rent by the room due to modifications done to the property resulting in functional obsolescence and significant cost to cure in the event there was a default and they needed to foreclose on the home and resell it, given that the main buyer pool for single-family homes are primary occupants. 

Find a good agent who can write a vacant/builder's risk policy, then during the refinance have them switch to a landlord/fire dwelling 

I find new lending opportunities by networking at local RE Meetups, Training Classes and real estate functions.   

As a matter of fact, far too many these days don't write contracts or stick to their price commitments after the project is well underway. 

I write wraps in Austin almost on a weekly basis.

Writing this post to introduce myself in the community!

.: An appraiser's word for 7 is functional obsolescence...

Secondly, calendar and email functions/apps on computers and smartphones provide great records and a log.

All internet search engines have complete copies of anything you write anywhere.