Unfortunately, Prosper is refusing to cover without remedying the situation (at least a $1k in materials plus labor).I always want to fix any problems within my rental if they arise, but I don't want to replace something that is perfectly safe just to fit a policy.

Let’s pave the way for a prosperous future in real estate together.

Here's wishing everyone a prosperous summer!  

The common threads among prosperous real estate investors include knowledge, networking, and proactive behavior.

Feel free to reach out to me directly.Looking forward to connecting with all of you and building some prosperous partnerships here on BiggerPockets!

I recognize the invaluable role that lenders, property managers, wholesalers, and licensed contractors play in the success of any real estate venture, and I am eager to collaborate with individuals who share my passion for achieving excellence and prosperity in this dynamic industry.

Feel free to reach out to me directly.Looking forward to connecting with all of you and building some prosperous partnerships here on BiggerPockets!

Get in touch with some accomplished landlords and ask for advice from those who are prospering in the field.

However, I keep on holding on to the notion that the original intent of BP was to share experiences and help everyone in the community with like minds to prosper and avoid pitfalls if possible.With my limited experience, I have had a chance to meet a few people on this forum in person to connect and grow.

However, in talking to USAA, I read many of these coverage elements specifically called out by Prosper and asked if USAA would cover them.