This is really odd because usually it’s the opposite; 12% pays like clockwork and 10% is delayed a couple of days.  

What's "cost" of that 2-odd million?

I’m not promising a fairy tale, but if you want guidance from someone who’s spent late nights haggling with contractors, tweaking staging plans, and emailing roofers at odd hours, well, I’m here.

Lebron James can play in the NBA, you know?   

It’s about resilience, resourcefulness, and taking steps forward, even when the odds feel stacked against you. 

In the meantime I will continue the search for a new PMC and talk to our lawyer with the intent of filing a suit since odds are it will be needed. 

If the loan is not being serviced by a third party then odds of getting this are going to be slim as most mom and pops don’t know how to do this but yes they should.  

I'm looking to buy in the Algarve, either some land or something to refurb.London based and been in the building industry for 15 odd years,Any meet ups down there or guys doing the same thing and interested to share ideas etc?

It is pretty odd and frustrating problem you have.

Inflation will cause rent to go up and if your debt against the property is based on fix rate, your odds will only get better.