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All Forum Posts by: Traci Lovelace

Traci Lovelace has started 12 posts and replied 73 times.

Post: Huge hairy mess

Traci LovelacePosted
  • Investor
  • Tampa, FL
  • Posts 73
  • Votes 12

Thanks everyone for the input.  i know it was a mistake not to do the survey.  Nobody asked me and I should have brought it up.  It was a cash deal so no lender to scrutinize.  The contract does not list the map parcel, it lists the meets and bounds description.

I went to the city today with cash in hand to pay the back taxes, but they refused my $ and told me it was sent to an attorney for foreclosure (which seemed to imply their hands were tied).  The supervisor in the Real Estate Tax dept took pity on me and gave me the direct phone number of the attorney who had the case.  My title agent is trying to reach him now.

The house is waterfront and still has value without the driveway.  But I am hoping it does not go that way.  (The adjacent lot, fwiw, is not large enough to build on so a purchase would be purely to torture us.)  I know, it can happen.

Our title agent, who did the closing, is doing everything she can to fix this.   I posted because it's a great story about why you pay the freakin $200 for a title search, and why you need to check things yourself and not leave them to your agent or title agent.  Incidentally, I like them both very much and would work with them again.

Post: Huge hairy mess

Traci LovelacePosted
  • Investor
  • Tampa, FL
  • Posts 73
  • Votes 12

Closed on a house from HUD on Monday. Learned today that when Bank of America foreclosed on the property they did not include the second parcel number in their paperwork. This trickles down to us only owning one of the 2 lots. The other lot is bring foreclosed on by the City for back taxes. Nobody ordered a survey, and it was missed by the title agent, who did get a copy of the quit claim deed for the lot in question in the paperwork from the title search. The driveway and huge deck which is attached to the house sits on the unowned lot. I am afraid of go much this is going to cost us. Always get a survey. Always.

Post: Allure Flooring over old linoleum tile

Traci LovelacePosted
  • Investor
  • Tampa, FL
  • Posts 73
  • Votes 12

I've used Allure over a subfloor that was definitely not level.  It's very forgiving.  You could butter in the holes with a filler if you would feel better.