All Forum Posts by: Traci Lovelace

 Hi Reuben, 

That's not exactly what's happening.  The owner has to pay the taxes and associated fees to get the property out of foreclosure. I am giving her the money to do so and in exchange she is deeding the property over to us.  The attorney was involved because the city had sent the file to him to foreclose on. 

This can only be attributed to Divine Intervention.  We went to the owner's apartment. There were moving boxes everywhere, they are moving in the morning.  If I had waited, we would not have found them.  When we told her we bought her house, she broke down in tears.  She loved the house, it was a series of misfortunes that caused her to lose it in foreclosure.  We explained what we were dealing with, and what we needed from her, and offered her $500 for her troubles.  She is going to help us.  

Thank you everyone for your input on this.   I hope to get it cleared up in the next few days.  As soon as we can get the paperwork drafted.

Greg, you are right.  I am on my way over to the owner's house right now to try and work this out.  Wish me luck, she has no idea who I am or why I would show up at her door.

I completely agree, but this came up on Friday afternoon and there is no consult to have until tomorrow morning.  Meanwhile I am looking for ideas from those with more experience.  It would not be the first time I came to an attorney with an idea that they ran with.

I had a similar situation recently, but it was an objection to the city taking so long to go through an appeals process on a roof replacement (historic district).  The family got involved and the seller, despite being told they would go through this with every buyer, chose not to extend the contract long enough to get through the 60 days of appeals process.  We lost about a grand, and the house is still sitting on the market.   

 There is title insurance and a waiver for unsurveyed property, which was presented at closing.

 Actually, the way the deck is attached to the house has caused some damage due to water infiltration.  But if it won't get past the tax sale, then it wouldn't help.  The attorney has had it since April of last year.  I don't know why the delay. We will have more info on Monday.

 It was. Thank you.  I really hope to do this without having to sue anyone :(

 What an interesting idea.  Very clever!  Thank you!  I will keep this in my pocket until I talk to the owner and try to work it out directly.