OMG the "WORST", should have never listen to Clayton Morris. I applied with Fund & Grow and at first everything was going well until I received my EIN # (IRS Doc) and notice the name was incorrect on all the document, so I called in immediately and informed them about the name was incorrect and there response were " we can fix it once everything goes thru" so then I said ok they probably know what they are doing. I started receiving credit cards in the incorrect name so I called them back and told them that the name is incorrect and I would like to create an LLC for the EIN number and credit cards which was included with the service, there response were " once the first round of funding is complete we will correct everything" so I still had faith in them. Now in order to liquidate the funds that Fund and Grow received on my behalf I have to go thru a 3rd party company (Plastiq) which is referred by Fund and Grow, they now charge a percentage to fund the money on my behalf.
So then I seen a property I was interested in and when I told the company how I was going to fund the transaction I was told they do not accept that because it would be consider a loan against a loan (debt to ratio), so basically the credit cards that Fund and Grow got for me in the incorrect name could not work in the real estate world. Fund and grow also stated they fix your credit after funding, but there's a catch to that also because you have to pay a 3rd party company to clear up the inquiries that was pull by Fund and Grow so there is nothing included in the price you pay with Fund and Grow.
So I went out on my own and got my own LLC with the correct name and credit cards link to my LLC because fund and grow couldn't get it right the first time, so basically I paid Fund & Grow for nothing. I called all the credit card company's to change the name and EIN number to the one I created and they stated that I would have to do a new application with the new EIN number which means running my credit again (mind you my credit score is 800 and above).
Fund and Grow have a 60 day money back guarantee so of course I passed it because they kept giving me the run around, so when I inquire about a refund for legitimate reasons
1: Incorrect name (Can't use the funds if the names don't match),
2: Real Estate world wouldn't accept Plastiq as a form of payment,
3: Funds are not in an LLC like I requested,
4: I had to clear up my own credit with all the bureaus,
5: I had to do everything on my own that they were paid to do,
they said "no refund" so I filled a smalls claim against Fund & Grow for my refund. STAY AWAY FROM CLAYTON MORRIS AND FUND & GROW......
