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All Forum Posts by: Taylor Ballam

Taylor Ballam has started 9 posts and replied 38 times.

Post: Portfolio Lenders in Utah (northern utah)

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Michael S. - No pre payment penalty.  Honestly, I wasn't sure what you meant by "non recourse" so I had to look that up...  I'm not sure whether or not the loan is "non recourse" and haven't ever evaluated or considered that while commercial loan shopping.

Post: Portfolio Lenders in Utah (northern utah)

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Jamie Owen

@Ty Burns - It looks like you guys will be able to connect and help each other out.. I was able to finance my condo through goldenwest out of ogden... They were good to work with and we setup the condo on a 10 year commercial loan, which has worked well for us so far.. It did require the 25% down payment.. Quite a few lenders i work with will accept under 20% down payment but your rates are going to be a lot worse, so if you can I'd recommend paying the 25% down & if you have to finance the other 20% consider doing a HELOC on your primary residence or alternative option..

Post: New in Washington

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Maria Keating.  We are in the highlands too!  I'll hit you up, I'd love to check out the for sale by owner!  I went to one of Troy's meeting's and it was really great.  Tons of people to meet there, the meetups seem to be great.  See you around! 

Post: New in Washington

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

Hi @Maria Keating.  We are new to the Issaquah area from Utah & love it.  It is so expensive though and we are having a hard time finding anything to buy so please do let us know if you know of anyone selling!  Bigger pockets is great, it helped me get started into real estate a couple years ago and I now own 3 rental properties.  I really enjoy it, good luck and hopefully see you around!

Post: New Member from Washington

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Sonia T.  Let me know what you find!  I'm looking to do the same thing in the same areas:)  Good luck!

Post: New Member from Washington

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

Hi @Sonia T.!  Welcome back to the pacific NW!  I just relocated to Issaquah, prices are obviously quite high in all of Seattle but we love the area.  Good luck!  Brooke & Annie Wagner our the agents we have been working with and I'd recommend them.  

Post: Favorite Background Check App

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Eugene Kemp Thanks Eugene.  I hadn't used smartmove before so I'll check it out.

Post: Favorite Background Check App

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

Thx @Kay Kay Singh.. Haven't used that yet & will check it out.. Cool stuff you are doing @Sarnen Steinbarth..Really like it and signed up to give it a try!

Post: Favorite Background Check App

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

I'd love to hear what people are using for background checks & credit score apps or websites?  Why do you like it & how much is it costing you?

Post: REI Rookie from Seattle, WA

Taylor BallamPosted
  • Creative Director
  • Issaquah, WA
  • Posts 38
  • Votes 4

@Richard Le Go to meetup.com and search real estate and washington.  You'll see a couple options!  The one tomorrow is at 7pm, I forgot the actual location but I'm sure you'll be able to quickly find it there.  Stay in touch!