All Forum Posts by: Steven Bays

I appreciate it Kyle Hipp once I really narrow my focus on a place. I am going to make sure I have enough in reserves and pull the trigger. I appreciate all the help on this and am excited about saving!

Ugochukwu Opara that's awesome. Especially to get te FHA loan. I think that's a great decision.

Kyle Hipp Brant Richardson I bought this duplex in June. I har a steady job and have picked up a second. Looking around 55 year very conservative as well as my fiancé with 35k. My question was to buy another duplex 4 plex or pay off the student loans. I will have the 25% needed with some cash reserves to make an offer or I could pay down my student loans by the end of next year. I am more apt to taking a risk come march/April and buying a place than pouring it all into my fiances and I student loan. I think the the reward is worth the risk

Or am I way off base here

Hey!! Welcome to BP. I live on the east side of cinci and getting started in real estate. Number is 513 560 4749.

Understanding rates of return and Student loans at 18k with 6.55 percent interest. Could pay off by the end of next year. Found some great duplexes that fit my budget. From your alls experience and just your honest opinion. Play it safe with the loans or take more of a risk with the renters and house?

This was a good post but myself, like many others is lost with a lot of the language here in this post. If I am ready to purchase another property and wanted to speak with a few banks about the different possibilities, I would be intimidated about the correct language to use. Do I call and tough it out or is there something I should know beforehand. Thanks guys and gals.

Clay Manship ay I am probably passing on all of those but Norwood. North side is the big one coming of age in cincinnati. I have my sights set in a few places just doing some last minute fine tuning. Don't know to hold off until spring though.

Christopher Schmidt how much was your first investment? What did you have in cash? Couple last questions before I take a plunge at something

I am in the exact same place as you. I recently got engaged and bought a duplex. I have some money and credit cards and really feeling that I will never do it unless I just make the leap. I have called a couple people from this site and learned all I could. I would find a deal. Run it through the deal analysis forum and take a stab at it.